Mutual Funds/SIP

A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund’s assets and attempt to produce capital gains or income for the fund’s investors. A mutual fund’s portfolio is structured and maintained to match the investment objectives stated in its prospectus.

• Mutual funds help investors diversify unsystematic risks by investing in a diversified portfolio of stocks across different sectors. Hence mutual fund risk is much lower than individual stocks. Smaller capital outlay: Investors will require a large capital outlay to build a diversified portfolio of stocks.
• Being an Inverter When you buy a mutual fund, your money is combined with the money from other investors, and allows you to buy part of a pool of investments
• Professional management Expert Fund Managers
• Easy to buy and sell
• A wide range of funds on one single platform

• A systematic investment plan is an investment rout offered by mutual funds to investors, allowing them to invest small amounts periodically instead of lump sums. The frequency of investment is usually monthly.
• By choosing this SIP route, you get to invest in regular intervals which will automatically translate into savings before you spend your money. Slowly but steadily, it brings financial discipline and way to maximize this gain is to invest for an extended period.

• Benefits from power of Compounding
• You can Start/Pause/Stop/Redeem at any point of time
• Investment starts with small amount – Lighter on your wallet
• Rupee Cost Averaging
• Helps to manage Market Volatility
• Disciplines your financial Habit